Travel & Sports Insurance

Holiday time is a precious commodity these days with most people preferring to use their holiday time relaxing and recovering from the stresses and stains of everyday life. Few people would ever imagine that an idyllic holiday could be anything more than that yet within that split second, a simple trip or fall or a more serious medical emergency could result in holiday dreams (and bank balances!) being completely shattered if adequate insurance cover has not been arranged before the trip begins.

A survey published in May 2007 by YouGov for Norwich Union, (Travel Uncovered Report) reported that a large number of Britons are still travelling on holiday without travel insurance. The survey of 1000 people identified that half of the travellers who had chosen not to take insurance were prepared to take a 'calculated risk', preferring to adopt the 'it wont happen to me' attitude. A staggering 14 per cent of those questioned quite simply forgot to arrange it as part of their holiday planning! In May 2007 the Telegraph.co.uk supported this view saying that cynicism of insurers use of small print to avoid paying claims also potentially contributed to three million Britons being prepared to travel overseas without insurance. ... see "Travel Insurance" for more

Statistics show that approximately one in ten skiers is likely to suffer an injury whilst abroad on their skiing holiday that will require some form of medical treatment or hospitalisation, none of whom probably expected their trip to end in that way. Bills for mountain rescue, medical treatment, repatriation by air ambulance and potential third party liabilities can run in to thousands so it is important to ‘play it safe’ on the slopes at all times. Despite the fact that winter insurance is relatively inexpensive there are still those who are willing to take the gamble to save themselves about £40 for a weeks skiing holiday by travelling without insurance!

There are many winter insurance options available to the avid skier so it is important to ensure that you don’t cut corners and that all your activities are covered. In selecting winter insurance cover that is right for you, you should consider such things as:Hazardous and Specialist insurance coverOff-piste skiingCarré Neige / Carte Neige insurance ... see "Winter Sports - Are you covered?" for more